FCI is a California corporation founded in 1982 as Foreclosure Consultants, Inc., offering California foreclosure processing and loan servicing to Mortgage Brokers and Private Investors. FCI grew rapidly by acquiring several loan servicing and foreclosure companies, including the transfer of over 2,000 private loans and associated Lenders from Mercury Savings & Loan in 1988 from their 42 branches. In 1998 FCI acquired the private investor division of Aames Home Loan with over 3,000 Private Investors and their loans. In 2002 FCI began expanding its comprehensive family of services for Private Investors, Hedge Funds, and Investment LLCs nationally. FCI amended the Articles of Incorporation in 2007 changing the name to FCI Lender Services, Inc. to better represent the services of the company on a national basis. FCI is now recognized as a leading national Private Money services provider.

Working with non performing loans had always been a part of Private Money Servicing, and in the late 90’s FCI created  a Specialty Loan Servicing Division to serve clients who were buying non performing loans and loan pools. FCI’s Specialty Loan Servicing division offered Private Investors and Investment Brokers sophisticated collection and workout programs for one loan or thousands of loans that included financial modeling to help calculate workout scenerios.

In 2004 FCI introduced the Live Servicing Login where clients could view the activity on their loans as it happens, including literally watching their money come in, clear and be disbursed. Clients see Late Notices and Statements as generated, and even borrower collection notes as the phone calls happen. FCI's “Open Book Policy” gives customers live access to nearly all information in FCI’s loan servicing and foreclosure systems.

In September 2006, FCI Lender Services proudly passed $1 Billion under management. FCI reached $2 Billion under management in June, 2012, all processed one loan at a time. 

Our mission at FCI Lender Services is to serve as a premier complete national Private Money and Specialty Services Provider. FCI offers Private Money Lenders, Hedge Funds and Investment Companies, Private Money Brokers, and Private Money Loan Servicers an all-inclusive outsourcing alternative for Loan Servicing, Collection, and Default processing of their Private Money loans. FCI strives to delivers great efficiencies and cost savings to our clients by using some of the finest personnel and technologies in our industry. At FCI we fully understand our fiduciary relationship to both Borrower and Lender on a Private Money loan, and promise to embrace our responsibilities with knowledge, courtesy, and integrity.

The FCI staff includes some of the most experienced and qualified management and operational personnel in the Lending and Servicing industry. Operational staff are carefully screened, tested, and put through extensive task specific and cross training.  Training continues in all areas to keep staff current with the constantly changing parameters of this industry.  FCI employees are loyal and committed to the company, as many of them have been part of the FCI team for over 12 years.

The Management at FCI includes many outstanding and recognizable people in the industry.  The 14 members of FCI's Senior Management Team average over 27 years of collection and servicing experience each, and have impressive industry Resumes.

Experienced Management and Staff are key to providing the high level of service and operational expertise that sets FCI apart. 

FCI has an industry wide reputation for providing hands on professional services. We are a “partner you can trust” and not an impersonal, inflexible processing factory. FCI has established an outstanding industry reputation and high degree of trust in its ability to service and collect Private Money loans, effectively handle Loss Mitigation, and process private and institutional Foreclosures  during the past 30+ years.